States need to regain control over healthcare. The
Constitution and federal law support this idea.
The Tenth Amendment of the Constitution states that if
the federal government does not have the Constitution power,
then that power belongs to the States or the people.
The McCarran-Ferguson Act of 1945 (15 U.S.C.A. § 1011 et
seq.) gives states the authority to regulate the "business
of insurance" without interference from federal regulation.
States can then undo costly and redundant state and federal
legislation.
The state government’s only role is monitoring the
marketplace for fraud, and the federal government will play
no role in healthcare.
States will pass legislation recognizing mediation and
arbitration agreements as binding contracts between doctor and
patient.
States establish Healthcare Charities
These organizations will not be run by the state or
federal governments, nor will any money from the government
be used to establish or maintain them.
Since they will be not for profit organizations, anyone
can give money to them and have it tax deducted against
their federal return.
This allows for doctors and hospitals to be more
effective at treating the patients that cannot pay. No
more cost shifting, because the doctors and hospitals
are able to use tax advantages to help low income
patients.
Over time government programs will end, and citizens
will have more money to help with these charities.
Since these charities will have no government
involvement, marketplace and giving will dictate how they
will be effectively used.
The states should be responsible to use the current
outlets of programs to advertise these charities and make
people aware that they are out there to help them.
The states will then start the process of phasing out
redistribution of wealth programs that neither the state nor
federal governments can continue to sustain. This must been done
slowly to allow for individuals to take more responsibility and
for the charity system to become more established.
SCHIP
Place this program inside Medicaid. This is
perfectly fine to do inside the current federal
legislation, and no state would lose federal money in
doing so.
Medicaid
The first step in phasing out this program will be
to require citizenship to receive money.
Then after a 5 year period we will limit the program
to pregnant women and children only.
Then two years after that we limit it only to
children.
Then after another three years the program is to be
eliminated.
Medicare
Medicare is an agreement between the federal
government and its citizens with the states in the
middle.
What the states can do is offer an opt out
period for anyone who wants to drop out of the
Medicare program.
Put a limit in their state that says that a
worker has to be over the age 55 in order to be able
to remain in the Medicare program.
State will then immediately get rid of the Medicare
tax on payroll.
This is not an easy process, but the current system cannot
be sustained and is heading straight for a government controlled
system unless we act bold and fast!